Vol. 4 No. 1 (2026): Economic Studies

Cover

Zabags International Journal of Economy is open to the study of Economics (including the study of Islamic economics) covering a wide range of topics that analyze how individuals, businesses, governments, and societies allocate their resources related to economic issues in general, including public Economics, monetary Economics, Econometrics, Finance (in all categories), Islamic Economics, economic policy, Business, Management, Digital marketing, Accounting, and other sciences relevant to the scope of ZIJEc.

DOI Icon DOI: https://doi.org/10.61233/zijec.v4i1
Calendar Icon Published: 28 February 2026

Articles

  • Retail Gasoline Trading Practices in Pematang Rahim Mendahara Ulu Village: An Islamic Business Ethics Perspective

    Tugiyono, Kurniawan; Rayvin Domingo Pestaño
    Abstract
    This study is motivated by the widespread practice of retail gasoline trading in Pematang Rahim Mendahara Ulu Village, which has emerged as a community-based response to limited...
    https://doi.org/10.61233/zijec.v4i1.120
    PDF Files' Full-Text Google Scholar GS Acces
    13
    8
    1-11

  • Consumptive Behavior of Muslim University Students Toward Sharia Fashion Products

    Maileni Arlinda, Zaenal Abidin; Humaira Ahmad; Febriansyah
    Abstract
    The development of sharia fashion in Indonesia not only reflects the growing religious awareness among Muslims but also reveals new dynamics in the consumption patterns of the...
    https://doi.org/10.61233/zijec.v4i1.121
    PDF Files' Full-Text Google Scholar GS Acces
    40
    8
    12-21

  • Islamic Legal Review of Online Lending Practices (A Case Study of the Community in Muara Sabak Timur District)

    Syari Muda Saputra, Wargo, Siti Fatimah; Masvood
    Abstract
    The rapid expansion of online lending services in Indonesia has increased public access to financing while simultaneously raising legal, ethical, and Sharia compliance concerns....
    https://doi.org/10.61233/zijec.v4i1.122
    PDF Files' Full-Text Google Scholar GS Acces
    9
    5
    22-33

  • Islamic Financial Literacy and the Utilization of Islamic Microfinance Products A Phenomenological Study of Low-Income Communities in Geragai District

    Baharudin, Wargo, Kuswanto
    Abstract
    Low levels of Islamic financial literacy among low- to middle-income communities remain a major challenge in optimizing the utilization of Islamic microfinance products. This...
    https://doi.org/10.61233/zijec.v4i1.123
    PDF Files' Full-Text Google Scholar GS Acces
    34
    9
    34-43

  • Development Strategies for Micro, Small, and Medium Enterprises (MSMEs) in Kampung Singkep

    Rafiansyah, Zaenal Abidin, Hasna Dewi; Rahmatina A. K
    Abstract
    The growing competition between modern and traditional retail sectors has exerted significant pressure on the sustainability of micro, small, and medium enterprises (MSMEs),...
    https://doi.org/10.61233/zijec.v4i1.124
    PDF Files' Full-Text Google Scholar GS Acces
    43
    20
    44-53

  • Islamic Financial Literacy in Sharia and Capitalist Economic Perspectives

    Sahril, Zaenal Abidin; Murtadho
    Abstract
    Islamic cooperatives serve as microfinance institutions that aim to integrate Islamic ethical values into financial practices, particularly in rural areas where access to formal...
    https://doi.org/10.61233/zijec.v4i1.125
    PDF Files' Full-Text Google Scholar GS Acces
    12
    14
    54-63